Accountability

We're just your average family- there's nothing particularly noteworthy or extraordinary about us. We could be your neighbors, we could be your child's classmate at school. I could be any mom in your playgroup or the co-worker in the next cubicle.

My husband and I have two young children. We both work full-time and also care for an elderly parent who lives with us. We're constantly busy and overextended. Sounds pretty familiar, eh?

Despite us both working full-time we're constantly short on cash and stressed about money. There just never seems to be enough to go around. Admittedly, we've never been budgeters. We've never been great about tracking our money. It's easy to look at our recurring monthly bills to see how much we've spent on housing, utilities, insurance, and so forth but it's the little daily things that are slowly eating away at our money.

My goal here is to track our spending and hold ourselves accountable for the little things that nickle and dime us to death. We don't want to cut out absolutely all luxuries in our lives (ie: our cell phones, private school for the children, organic/natural foods) but we do want to make the most of what we have so that we can better afford the things that do matter to us.

I look forward to your comments and input!